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Free CA Tools & Calculators

Professional-grade calculators for Income Tax, GST, Loans, and Compliance — built by chartered accountants, free for everyone.

🏠 HRA
💰 GST
📊 EMI
💵 TDS

🏠 HRA Exemption Calculator

Calculate House Rent Allowance exemption u/s 10(13A). Available only under Old Tax Regime. As per the Income-tax Act, 2025 (effective AY 2026-27), metro cities now include Hyderabad, Bangalore, Pune, Ahmedabad alongside Delhi, Mumbai, Kolkata, Chennai (50% limit). Exempt = MIN of (Actual HRA / 50% or 40% of salary / Rent paid − 10% of salary).

💰 GST Calculator

Calculate CGST/SGST (intra-state) or IGST (inter-state). As per GST Council 2025 Reforms (effective 22 Sept 2025), the rate structure is simplified to: 0%, 5%, 18%, and 40% (sin/luxury goods). The 12% and 28% slabs have been merged. Choose Inclusive (price includes GST) or Exclusive (add GST to base).

📊 EMI Calculator

Equated Monthly Installment for home, personal, auto, or business loans.

💵 TDS Calculator

Calculate Tax Deducted at Source as per Income-tax Act, 2025 (effective AY 2026-27). TDS provisions are now in Chapter XIX-B (Sections 391–425). Key threshold revisions: Interest ₹40K→₹50K (Sec 393), Rent ₹2.4L→₹6L annual (Sec 404), Commission/Insurance ₹15K→₹20K (Sec 397/403), Professional Fees ₹30K→₹50K (Sec 408). Section 424 covers TDS on partner remuneration (originally inserted as Sec 194T in 1961 Act).

Need Personalised Help?

These calculators give estimates. For accurate filings, tax planning, or compliance support, talk to CA Sai Charan Jakkula directly.

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